Gen Z is changing the rules of money & relationships. They’re open to co-buying homes, pooling resources & discussing finances earlier. Kevin O’Leary urges couples to talk about credit & goals by the 3rd date, saying it strengthens partnerships. Co-buying is gaining traction as a way to overcome the affordability hurdle. However, it requires planning to avoid risks. Gen Z also values financial responsibility & is willing to share ownership to get into the housing market.