Transcript:

 Caroline Woods: Rate cut. Too late. Or just in time.

Ben Emons: Just in time.

Caroline Woods: December move. Another cut or a pause.

Ben Emons: A pause.

Caroline Woods: Next year. Few cuts or many.

Ben Emons: Just a few cuts.

Caroline Woods: Fed policy. Too aggressive or too cautious.

Ben Emons: Too cautious.

Caroline Woods: Recession risk on the horizon or avoided.

Ben Emons: We have avoided it.

Caroline Woods: Bigger risk. Inflation or unemployment.

Ben Emons: Unemployment.

Caroline Woods: Inflation concern. Overblown or persistent.

Ben Emons: Persistent.

Caroline Woods: Growth outlook slow or stagnant.

Ben Emons: Slow.

Caroline Woods: Refinancing. Time to refinance your mortgage. Now or wait.

Ben Emons: Do it now.